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Payment Gateway Testing Scenarios for a Crypto On-Ramp
A crypto on-ramp lets your users buy crypto through your product. When you compare providers, the sandbox shows how your launch will go, because it lets your teams try the purchase before any money moves. With Mercuryo, product sees the user's screens, and support and finance see the records behind each purchase.
Payment Success Rate in Crypto Purchases: What Shapes It
Over half of the payment professionals surveyed for the Merchant Risk Council's 2026 Global eCommerce Payments and Fraud Report rated payment success rate "extremely important", placing it with revenue at the top of 14 metrics. In crypto purchases, that number depends on whether the user's bank approves the card, whether the purchase needs an identity check, and which payment methods the user can choose. Measuring these three separately shows the team which part it can improve.
Customer Support Playbook for Crypto Purchases: Six Common Questions and How to Answer Them
Adding crypto purchases gives a wallet or fintech app a new product to offer, and with Mercuryo, your business also earns affiliate commission that you can see on your dashboard. A launch also brings new questions from users, and a customer support playbook for crypto needs a reply for each. Three of the six below, about an unfamiliar name on the statement, a pending status and a cancellation request, come from purchases that work as intended. A plan that covers only failed payments leaves no ready reply for them. The playbook should start with those three. All six have short replies, and Mercuryo's checkout already covers part of each one.
Who Needs to Be Involved Before You Add Crypto Payments?
Crypto payments keep users inside your own product when they buy or sell crypto, whether you run a wallet, an exchange, or a fintech app. To launch, you need a working integration and the rest of the company's sign-off on the provider. That sign-off involves more people than the product team. Privacy, security, procurement, legal, and finance each bring their own question.
Business Verification Beyond Approval: KYB Requirements for Crypto Payments
If you run a wallet, exchange, fintech, or web3 app and want to let your users buy and sell crypto, a regulated payments provider will check your business before you go live, and knowing the KYB requirements in advance makes that onboarding easier to plan. That check is KYB, short for know your business, the business counterpart of KYC (know your customer), which verifies individual users. The process becomes predictable once you know who the review covers and which documents it asks for.
Stablecoins on BNB Chain: Fiat to Crypto and Back
What does a stablecoin's time on BNB Chain look like, from the fiat that buys it to the fiat it becomes again? A joint report by Mercuryo and BNB Chain on how stablecoins are bought, used and sold back into fiat, based on Q3 2026 on-ramp, on-chain, and off-ramp data.
Spot Bitcoin ETFs vs Buying Bitcoin Directly: What It Means for US Crypto Apps
Since January 2024, Americans can buy a spot Bitcoin ETF (exchange-traded fund) through an ordinary brokerage account. The fund holds actual bitcoin and trades like a stock, so it gives investors bitcoin's price next to the rest of their portfolio. The iShares Bitcoin Trust from asset manager BlackRock (ticker IBIT) alone held about $66 billion in October 2026, less than three years after launch, and that scale affects which bitcoin buyers still come to a crypto app. A 2025 rule change then let approved firms swap fund shares for coins, and it left ordinary holders with cash only. With both in place, ETFs now compete with US crypto apps for the buyer who wants bitcoin's price.
How US Payment Giants Are Moving Into Stablecoins, and Which Coins Your App Should Accept
Stablecoins started out as a place to hold value between crypto trades. Now people buy them with the same taps they use for a coffee or a taxi. Our own numbers show how common that has become. In our joint report with BNB Chain, seven in ten stablecoin purchases we processed on BNB Chain in Q3 2026 were paid with Apple Pay or Google Pay. The payment companies behind those taps have followed. PayPal, Visa, Stripe and Mastercard each moved into stablecoins between 2023 and 2026, and for a wallet, exchange or fintech, each move can change which coins to accept, on which networks, and where holders can cash out.
How Do I Accept Crypto Payments as a Business?
Customers are already asking to pay in crypto. In a survey of 619 U.S. payment decision-makers, run by The Harris Poll for the National Cryptocurrency Association in October 2025 and published in January 2026, 88% reported inquiries about paying with crypto. Those requests are also frequent, with 69% saying they come at least once a month. Even so, only 39% of the merchants surveyed accept crypto today, from 50% of large companies (revenue above $500 million) to 34% of small businesses and 32% of midsize firms.