DashboardBuy Crypto

Card payouts
that give users
a reason to come back

Send funds to the Visa or Mastercard card in your own flow. Eligibility, screening, routing and status⁠—on our side

I need Pay-Out
  • Visa and
    Mastercard    Both are live in production
  • Wide
    coverage    We confirm your routes at onboarding
  • 24/7
    support    We’re here for you around the clock
  • Fiat, crypto,
    stablecoins    One payout balance, funded your way

Why it matters

Money that arrives as expected is what brings your customer back to you.
We do our part to make it happen.

Built right into your flow and design

No third-party screens, no redirects, no extra steps. Users stay in your interface and won’t even notice we’re behind it.

We send to Visa and Mastercard

Instead of sharing their IBAN, users can use a card they already have across many countries

A clear status on every payout

A synchronous response, a callback on the final result, and a record you can reconcile against

Funded the way your treasury works

SEPA, SWIFT, stablecoins or crypto⁠—plus Pay‑In settlement netted against payouts

1 of 4: Built right into your flow and design

Who is it for

Find the Pay-Out setup for your platform

Keep the cash-out inside your product

A card payout option that reaches users SEPA doesn’t. Your users get paid out to the Visa or Mastercard they already have⁠—without leaving your interface. No additional verification journey for your users, with Mercuryo’s own screening applied to every payout.

Pay sellers, contractors, creators and partners at scale

Many recipients, recurring payments, one clear record for every payout. Money goes straight to the card they already have. No bank details to collect, no wallet to open.

Add card payouts to the operation you already run

One integration instead of a card programme for every market. We handle the routes and providers, while you get clear statuses and a record to reconcile against.

Funding

And you can fund your card payout balance with fiat, crypto or stablecoins

  • SEPA / SWIFT

    Top up your payout balance directly from your bank

  • Stablecoins

    Fund with stablecoins like USDC. We convert at an agreed rate and credit your payout balance.

  • Crypto

    Also, fund with stablecoins like USDC. We convert at an agreed rate and credit your payout balance.

  • Net against Pay‑In

    Accept payments with us and net Pay‑In settlements against payouts. No need to move funds twice.

Pay-Out VS Off-Ramp

Pay‑Out or Off‑Ramp⁠—we provide both, but you decide what you need

Off-Ramp
Pay-Out

Direct

Who initiates?
Your user, cashing out a personal holding
Your platform, from its backend
Whose funds?
The user’s own crypto, sold for fiat
Money your platform owes⁠—from your payout balance
The journey
Our hosted flow, our checks, a quote the user sees
Your interface, your KYC; we screen, route and report

Prices

And about prices⁠—
you’ll pay for your actual payouts, not a universal rate

Terms depend on your recipient geographies, currencies, ticket size and volume, and are agreed after KYB. Fair deal only.

Cards

Recipient markets

Payout currencies

Monthly volume

€2.5M

Funding

Tailored to your setup

Quote

VisaMastercardEuropeEUR€2.5M€00M€000k€0M€0.0MSEPA / SWIFT

Monthly volume · €2.5M

Custom terms

Contact us

Let’s set you up with Pay-Out

Just tell us what kind of business you run, and our sales team will get back to you with a tailored offer

I need Pay-Out

By the way, there’s more potential for your business in Mercuryo’s crypto ecosystem

Questions and answers

If you already store your customers’ card details, they stay within your PCI scope when you send a payout. Most platforms set up this way are good to go. If you don’t store card data, no worries⁠—we’ll walk you through the options.
First, we’ll need to verify your business and sign the agreement. Then it’s sandbox, route setup for your recipient geographies, and you’re ready for production. You don’t have to wait for the paperwork to start building⁠—we can give your team sandbox access while KYB is running. We’ll also let you know upfront which documents we’ll need.
Every payout comes with a final status and a callback with the provider’s result, so your system always knows what happened and can tell the user what to do next. If the money doesn’t reach the card, it stays on your payout balance.
Your product, your brand, your interface. The payout happens right there⁠—no Mercuryo checkout and no extra verification for users you’ve already verified. On their card statement, they’ll see the credit from the card programme, with the descriptor agreed during onboarding.